Every Nigerian has been there. You organise something, you foot the bill, and then you spend the next three weeks sending reminders, getting half-payments, and doing mental arithmetic. Splitrr exists to end that.
Group payments in Nigeria are broken. Whether it's aso-ebi, a group trip, a shared dinner, or a cooperative contribution — collecting money from multiple people is a manual, awkward, and often embarrassing process.
People resort to WhatsApp broadcasts, voice notes, and eventually personal confrontation. Coordinators end up as unpaid debt collectors. It shouldn't be this hard.
Splitrr creates a single payment link that handles everything: collection, tracking, and automatic settlement to your bank account. No chasing. No spreadsheets. No wahala.
100%
You receive
No deductions, ever
T+1
Settlement
Money in your bank next business day
256-bit
Encryption
AES-GCM for all bank details
Our mission
"To make group payments as simple as sharing a WhatsApp message — so Nigerians can focus on the moment, not the money."
The founder
Founder · Security Engineer · BSc & MSc Computer Science
I started Splitrr because I found myself in a familiar situation, being the one to organize group events, paying up front, and then spending weeks trying to get my friends to pay me back. It's a hassle many of us can relate to, especially when the tools available just don't fit how we do things here in Nigeria.
Coming from a background in security engineering, I wanted to make sure that security was at the heart of Splitrr from day one. Your safety matters to me, that's why I encrypt your bank details before they ever touch our database, keeping your information secure. I handle payments through Paystack, which is licensed by the Central Bank of Nigeria, so you can trust that your transactions are in safe hands.
I also take your privacy seriously, following the Nigeria Data Protection Act of 2023 to ensure that your personal data is well protected.
What makes Splitrr different is that it's built by someone who really understands the nitty-gritty of the infrastructure involved, rather than just being designed by business folks hiring developers. This hands-on approach means I've created a solution that truly caters to your needs, making organizing and splitting costs for group events easy and stress-free.
How we keep your money safe
Your bank account number is encrypted using the same standard used by financial institutions before it is ever stored in our database. We cannot read it in plaintext.
All payments are processed by Paystack, a payment processor licensed by the Central Bank of Nigeria. We never hold your money — it flows directly to your bank account.
We handle your personal data in full compliance with the Nigeria Data Protection Act 2023. You have the right to access, correct, or delete your data at any time.
Payments settle automatically to your bank account the next business day via Paystack's settlement system. No manual transfers. No waiting on us.
Create your first split in under a minute. No account required to get started.